December 18, 2024
AgencyDo I Only Need the State Minimum Auto Coverage?
While meeting the legal requirements for state minimum auto coverage is essential, there are several factors to consider when deciding if you need more financial protection. Alabama requires a minimum amount of auto liability insurance. This coverage may help pay for third-party accident-related injuries and property damage if you are at fault in an accident. […]
September 27, 2024
AgencyWhat Impacts Your Auto Premium?
Insurance companies evaluate various factors when determining how much you will pay for your policy. Here are some of the key factors that impact your auto premium. Your Auto Premium is Highly Dependent on Your Driving Record Your driving history plays a significant role in determining your premium. A clean driving record with no accidents […]
August 29, 2024
AgencyFrequently Used Personal Lines Insurance Terms and What They Mean
Navigating the world of personal lines insurance can be confusing, especially with the myriad of terms used. It’s crucial to understand these terms to make an informed decision about your coverage. The following is a breakdown of some commonly used personal lines insurance terms and what they mean. Premium The premium is the amount you […]
May 29, 2024
AgencyGetting Your Boat Ready for Summer Checklist
As the days get longer and the weather warms up, it’s time to prepare your boat for summer. But before you set sail, it’s crucial to ensure that your vessel has weathered well during the off-season and is equipped with the necessary safety equipment. Here’s a checklist to help you prepare. Assess the boat’s condition. Begin preparing your boat […]
March 21, 2024
AgencyCan I Bundle My RV Insurance With My Tow Vehicle or Auto Policy?
Have you considered bundling your RV insurance with your tow vehicle? The allure of the open road beckons, and for many adventure-seekers, recreational vehicles (RVs) may be an integral and trusted companion on these journeys. Still, whether it’s a cozy camper or a robust motorhome, owning an RV entails responsibilities, including adequate insurance coverage. However, […]
October 3, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]