October 22, 2024
sosinsUsing Your RV for Living vs. for Recreational Fun
How you use your RV for living can drastically change your lifestyle and insurance needs. But regardless of how you use your vehicle, it’s crucial to have adequate RV insurance in case of accidents, fire, theft or other unforeseen events. Full-time RV for Living vs. Recreational Use Living in an RV means you’ll likely […]
September 27, 2024
AgencyWhat Impacts Your Auto Premium?
Insurance companies evaluate various factors when determining how much you will pay for your policy. Here are some of the key factors that impact your auto premium. Your Auto Premium is Highly Dependent on Your Driving Record Your driving history plays a significant role in determining your premium. A clean driving record with no accidents […]
August 29, 2024
AgencyFrequently Used Personal Lines Insurance Terms and What They Mean
Navigating the world of personal lines insurance can be confusing, especially with the myriad of terms used. It’s crucial to understand these terms to make an informed decision about your coverage. The following is a breakdown of some commonly used personal lines insurance terms and what they mean. Premium The premium is the amount you […]
June 28, 2024
sosins10 Insurance Questions to Ask Your Agent
When was the last time you looked closely at your coverage or explored potential discount opportunities? Whether you’re due for a policy review or considering changing insurers, it’s crucial to arm yourself with the right questions to ensure you’re adequately protected against life’s uncertainties. Here are ten questions to ask your insurance agent to help […]
May 29, 2024
AgencyGetting Your Boat Ready for Summer Checklist
As the days get longer and the weather warms up, it’s time to prepare your boat for summer. But before you set sail, it’s crucial to ensure that your vessel has weathered well during the off-season and is equipped with the necessary safety equipment. Here’s a checklist to help you prepare. Assess the boat’s condition. Begin preparing your boat […]
March 21, 2024
AgencyCan I Bundle My RV Insurance With My Tow Vehicle or Auto Policy?
Have you considered bundling your RV insurance with your tow vehicle? The allure of the open road beckons, and for many adventure-seekers, recreational vehicles (RVs) may be an integral and trusted companion on these journeys. Still, whether it’s a cozy camper or a robust motorhome, owning an RV entails responsibilities, including adequate insurance coverage. However, […]
February 28, 2024
sosinsIf I Drive Someone Else’s Car, Am I Covered Under Their Policy?
Finding yourself in situations where you need to borrow someone else’s car or lend yours temporarily is quite common. And, although this is common, many people don’t think or know about the insurance aspect of borrowing someone else’s car. Does My Car Insurance Cover Others Driving My Vehicle? If individuals are listed on your policy, […]
October 3, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]